SIP and lump sum are two different ways of investing in mutual funds, and neither is always better. SIPs work well during volatile markets by averaging costs over time, while lump-sum investments can perform better when markets rise steadily. The right choice depends on market conditions, timing risk, and investor behaviour. A lot of confusion is especially common among people exploring...

If you are investing through SIP in mutual funds, you may have come across two popular categories — Multi-Cap Funds and Flexi-Cap Funds.  At first glance, both may look similar because both invest across different market sizes. But in reality, they work quite differently. Many investors ask this common question: “Which is better for a systematic investment plan in...