Policy-limit research is a growing frontier at the intersection of public policy, governance, and systems analysis. Broadly speaking, it involves examining the constraints—or “limits”—that affect policymaking: institutional, informational, political, and technical boundaries that shape what policies can achieve, how they are implemented, and their long-term impacts....

In the complex world of insurance claims, one of the most critical and often contentious aspects of the resolution process involves policy limit investigations. These investigations determine the extent of an insurer's financial responsibility under a policy and play a decisive role in how claims are evaluated, negotiated, and settled. A thorough understanding of policy limit investigations is...